Mortgages are loans which are intended to help buyers purchase residential property. When you take out a loan, the lender charges...

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There are events we can all face that have the potential to wreck lives and families. It’s a difficult issue to think about, but...

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Business protection

Every business needs to protect itself. For most businesses the most valuable asset it has is its people. Without them, a company...

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Your home may be repossessed if you do not keep up repayments on your mortgage.
The Financial Conduct Authority does not regulate some Buy to Let Mortgages


Welcome to JL Mortgages Ltd, mortgage and protection advisers in Coventry, Birmingham and the Black Country

JL Mortgages Ltd offers high-quality mortgage advice and mortgage broking services in Coventry, Birmingham and the Black Country. We provide financial advice across mortgages, life assurance, home insurance and income protection. We will meet you twice in the advisory process; this allows us to understand your financial needs and provide the correct financial advice for your situation.

Call us now and see how our friendly service and know-how can help ensure you get the right mortgage so you can buy a new home, buy a property to let or simply re-mortgage your existing property. We can also provide protection for your home, business and family.

If you are a first-time buyer, the prospect of buying your first home can be both daunting and confusing. Our aim is to guide you through the transaction from start to finish so that you understand exactly what the purchase entails, and how much it will cost. Your mortgage is probably the largest financial transaction you are ever likely to make and we are here to make sure you get it right and help you to ensure the process runs smoothly and efficiently. 

As mortgage brokers we have access to a full range of UK mortgages and re-mortgage products including fixed rate, interest only, capped, discount and variable interest rates and buy to let mortgages, from many different lenders across the market. Once we understand your individual circumstances and needs, we will be able to research the mortgage market and recommend the most suitable mortgage deal for you. As part of our service, we will deal with the lender on your behalf, taking the stress out of the process for you. 

We help our customers protect their loved ones and businesses through a range of life assurance and protection products. We also make your property work for you throughout the different stages of your life. From first time buyer, to re-mortgage, we fulfil your aspirations at or after retirement to help make your goals and desired lifestyle a reality or to provide peace of mind to be mortgage free or to help with adaptions to your home or even provide money to help your children/ grandchildren.

Call us today on 07880961621 or complete our short enquiry form by clicking here and we'll be pleased to help you.

  • These guys just sorted out my mortgage. They were brilliant from start to finish! Completely hassle free, would definitely recommend.

    Mark H.

  • Two of the nicest guys you could ever use to help you get a mortgage . Were on the end of the phone for help and advice as and when needed. Even came back to my address to help me when I needed it. Polite caring guys would highly recommend them .

    Mandy S.

  • Very Professional, Would recommend to all, Top class Knowledge.

    Ethan Kane

  • Friendly, honest, very knowledgeable and were dedicated in finding me the best mortgage for me and helping me through the process of securing my first property

    Hayley G.

  • I have known Joe and the team at JL Mortgages Ltd for about 4 years now. Joe is very personable, will go the extra mile to find the best deal, (he has access to the whole of the market) taking time to fully understand your circumstances and aspirations before recommended a product and communicating in a fast and efficient manner. I have used his services personally and through my work and can not fault the service received by JL Mortgages Ltd. We have recently remortgaged due to our fixed term expiring in July and if you are looking to do the same, I was amazed by the deal achieved. Thank you

    Elaine B.

  • Professional, laid back service. Very accommodating and knowledgeable. Have kept in touch throughout the process and answered any questions I have had straight away. Would definitely recommend!

    Philip M.

  • So me and my partner got recommended to best mortgage advisor Emma. we couldn’t of possibly asked for anyone better to help us get our mortgage on our first property. Outstanding women, very professional, hard working, polite and always on the other end of the phone guiding us through every single step and helping us through every stage possible even the stages what she didn’t have to but she has been there answering questions we were unsure about. she’s quick with replies and getting back to you which was outstanding. We worked brilliant along side her and we will 100% going back to her in the future.

    Ashley B.

  • Was recommend by a mate at work to find a mortgage Emma is amazing always takes time to keep you well inform and always open to answer any questions and concerns over all efficient and on the ball quick turn over no messing about very pleased and would recommend every time thanks much appreciated service.

    C Whyne

  • This is the second time I've used JL mortgages and both time they have been amazing for their extra help and support. The first time I tried a different mortgage advisor and was refused. I called Lawrence and he was very friendly and professional on his field. I can't wait to get the 3d house this summer.

    Apostol C.

  • Handled any issues I had promptly and with good solutions. Always a pleasure to deal with, I will continue to reccomend you to anyone in need of a mortgage.

    Robert F.

  • Couldn’t recommend JL mortgages enough they were extremely helpful got everything done quickly and also were very approachable definitely use them for all your mortgage needs

    Robyn C.

  • My mortgage was up for review, I thought my lender had given me a good deal. But then I met Larry from JL Mortgages, he showed me how he could get me a much better rate and he did all the paperwork form me. Highly recommend!!

    Tim H.

  • So posted below on there FB page. Great service from the team. I dealt with Lawrence and Emma. Both on point for getting the mortgage I needed.

    A professional service ran by experienced team. They provided updates and advice as things progressed.

    I had an issue with one provider (nothing to do with JL Mortgages Ltd) and they quickly addressed the issue and found another provider that went through to a full offer (not provisional) in less than 2 days!

    To describe them in three words: Friendly, professional and fast service (well 4 haha).

    I strongly recommend using JL Mortgages Ltd.

    M Pm

  • Just been offered my first mortgage thanks to both Lawrence & Emma.

    I'd always assumed applying for a mortgage would be a super complicated process but all it took was 1 phone call, a couple of emails and it's all done.

    I will definitely be using JL Mortgages again in the future!

    S Young